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The Guidebook for Seller's - a collection of how-tos, checklist and worksheets to help sellers.
Posted on 09/21/2019
The Guidebook for Seller's - a collection of how-tos, checklist and worksheets to help sellers.
The Guidebook for Sellers is a how-to-guide to help sellers better understand what to expect during the real estate experience. Also, included are checklists, worksheets and great tips to assist sellers in getting ready to sell, going through the process of selling and then moving on. The guidebook is free-of-charge and there is no obligation to get a...
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Mortgage Rates Post Biggest Jump in Nearly a Year!
Posted on 09/21/2019
Mortgage Rates Post Biggest Jump in Nearly a Year!
Source: Freddie Mac REALTOR® Magazine Inspite of a Federal Reserve Bank's cut of the benchmark rate this week, mortgage rates took an unexpected uptick. Most likely strong demand from new home sales along with increased refinancing activity increased demand for mortgages. We should see the rates dropping back as this activity adjusts for the fall season. Still rates...
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How Consumers Will Benefit From Latest Fed Rate Cut
Posted on 09/19/2019
How Consumers Will Benefit From Latest Fed Rate Cut
Image by OpenClipart-Vectors from Pixabay. Does the news regarding Federal Reserve Bank action to reduce the Fed Funds Rate really impact your mortgage, installment loan(s) and credit card(s) interest rates? Not directly in most cases but they may have an effect. The information below helps explains in more detail The Federal Reserve's action and it's effect. The Federal...
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September Home Market Data
Posted on 09/19/2019
September Home Market Data
Image by Mudassar Iqbal from Pixabay. 2019 Market Data Median Days on Market Source: RMLSTM (Before an accepted offer) Area Days on Market 12-month Change Bull Mountain 26 - Tigard 15 7.0% increase Beaverton-Aloha 14 14.0% decrease Tualatin 12 67.0% increase Sherwood 27 63.0% increase Hillsboro 15 - Portland 14 21.0%increase Price per Square Foot Source: RMLSTM Area...
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3 Designs That Do the Master Bedroom No Justice!
Posted on 09/17/2019
3 Designs That Do the Master Bedroom No Justice!
Image by Duane Mangalindan from Pixabay A big consideration for a prospective buyer of a house is the master bedroom. Here is a great article on what to avoid in a master bedroom design and features. A master bedroom is meant to be a peaceful place to relax and recharge. That’s why designers say a lot of attention...
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The Guidebook for Buyers
Posted on 09/15/2019
The Guidebook for Buyers
Here is a great resource for buyers. The Guidebook for Buyers is a collection of how-tos, checklists, and worksheets to help home buyers understand what to expect during the real estate experience. More details on: - 7 Reasons to purchase a home. - 7 Reason to work with a REALTOR. - What are the questions to ask your...
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Mortgage Rates Reverse, Post Increases This Week!
Posted on 09/14/2019
Mortgage Rates Reverse, Post Increases This Week!
Chart: Courtesy Freddie Mac and REALTOR® Magazine Slight rise in mortgage rates this week. However National the 30 year rate remains the lowest in almost 4 years. Here are more details. The 30-year fixed-rate mortgage reversed course this week, rising to an average of 3.56%. Despite the uptick, this is the first time that the 30-year fixed-rate mortgage...
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How Buyers Fund Their Home Purchase: Smart or Risky?
Posted on 09/13/2019
How Buyers Fund Their Home Purchase: Smart or Risky?
Image by rawpixel from Pixabay Today, mortgage lenders are becoming more flexible in considering sources for the downpayment to obtain a mortgage loan. Using savings, loan assistance programs along with family and friends money gifts are smart ways to get that downpayment money. However when using retirement savings as a source, you maybe getting a short term benefit...
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Big Banks Urge Removal of DTI Requirement
Posted on 09/12/2019
Big Banks Urge Removal of DTI Requirement
Image by PIRO4D from Pixabay. Here is information on efforts by four large mortgage lending institutions are amking to have the Consumer Financial Protection Bureau to eliminate Debt to Income at no more than 43% . This is used a key requirement on evaluating the borrower's ability to qualify for a long for conventional financing. Currently loans backed...
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Inventory, List Prices Unexpectedly Drop
Posted on 09/11/2019
Inventory, List Prices Unexpectedly Drop
Image by Paul Brennan from Pixabay Currently the Portland Metro Area has 2.3 months worth of inventory on the market. Generally this indicates a seller market. However depending on the price range it could be a buyers market. Starter homes, those generally in the $300,000 range still move quickly. If the home's price is over $500,000, these homes...
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Buying Your First Home? A Look at 20-Year Trends.
Posted on 09/10/2019
Buying Your First Home? A Look at 20-Year Trends.
Image by Tumisu from Pixabay. Here is an indepth analysis and article from Linda Poon regarding the changes in the last 20 years on who are the first time home buyers. Especially the Millennail Generation that often face more debt, different lifestyle needs and desires. There are fewer people buying a first-home these days, but of those entering...
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Take Caution Before Drilling Holes in the Walls!
Posted on 09/09/2019
Take Caution Before Drilling Holes in the Walls!
Image by isuru prabath from Pixabay. I love to be the hero around my house in taking on a DIY "home improvement project". However I usually underestimate the time it takes to complete and the complexity of the project. You Tube can be a great resource in gaining project knowlege and confidence. However they may gloss over potential...
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