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Mortgage Rates Reverse Course After Recent Increases
Posted on 11/09/2019
Mortgage Rates Reverse Course After Recent Increases
Source: Freddie Mac Mortgage rates are reversing their recent trend of increasing and headed back down for lower rates. Rates continue to be lower than 4%, a very good sign that buyers have the ability to get low cost financing for their home purchases. Here are more details. Following three consecutive weeks of increases, the 30-year fixed-rate mortgage...
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Owners Likely Need to Budget More for Home Insurance
Posted on 11/08/2019
Owners Likely Need to Budget More for Home Insurance
Image by Paul Brennan from Pixabay I just received my homeowners insurance bill and the insurance company raised my rates. I called my agent and asked why. I was told the rates are adjusted based on the previous year's claims and payouts along with rising construction costs in Oregon. Luckily Oregon is not in the top 10 states...
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Savings From Solar Largely Depend on Where You Live
Posted on 11/06/2019
Savings From Solar Largely Depend on Where You Live
Image by skeeze from Pixabay For Oregon, Neil Kelly, a Portland remodeling firm estimates AVERAGE ENERGY SAVINGS of up to 65-75%, FEDERAL TAX CREDITS of 30% of system cost and ENERGY TRUST INCENTIVES of up to $4800. In addition your ultility may offer net metering which can provide a credit on your electric bill. Here additional information on...
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High-End Showers Are Key in Home Remodels
Posted on 11/05/2019
High-End Showers Are Key in Home Remodels
Image by midascode from Pixabay Great information on the latest trends when it comes to home remodeling from Houzz. Here are more detials. In master bathroom remodels, showers are taking the primary focus, finds a new survey from Houzz, a home remodeling website. Homeowners are making extra space for fancier showers. Eighty-three percent of homeowners recently surveyed say...
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Newer Cybersecurity Advice Shuns Complicated Passwords
Posted on 11/05/2019
Newer Cybersecurity Advice Shuns Complicated Passwords
Image by Gerd Altmann from Pixabay Great advice on having better on-line account passwords . If I get too many passwords, I find it difficult to remember all of them without writting them down. New information on how to improve your accounts' on-line security without all the fuss about remembering too many passwords. I hope you enjoy this...
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Fall Home Checkup
Posted on 11/04/2019
Fall Home Checkup
Source: Dave Hiller Here are some simple things you can do to help your home be prepared for the upcomming Winter season and potentially save on expensive repairs. Here is my Fall checkup list: Clean your gutters and downspouts of any leaves or debris. If they are blocked, water could seep into your home, damage your home’s interior...
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Reasons to Buy a Small Town Home
Posted on 11/03/2019
Reasons to Buy a Small Town Home
For those who are on the lookout for a great house, it may be beneficial to explore homes in small towns. In fact, there are many reasons to pursue a small town residence, and these include: 1. You can avoid the hustle and bustle of big city living. Purchasing a house in the city may prove to be difficult....
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3 Design Trends to Watch in 2020
Posted on 11/01/2019
3 Design Trends to Watch in 2020
Image by Rudy and Peter Skitterians from Pixabay Here is important news about the expected design trends for homes next yer. I hope you find this information usefu;/ From shiny kitchen cabinets to wooden ceiling beams, several home design trends aim to liven up neutral interiors in the new year. Home remodeling website Houzz recently asked designers to...
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Mortgage Rates Rise Again This Week
Posted on 11/01/2019
Mortgage Rates Rise Again This Week
Source: Freddie Mac and REALTOR® Magazine Home buyers are taking advantage of the recent mortgage interest rate reduction tp purchase or refinance a high interest rate mortgage. This demand is pushing up interest rates. With the holidays quickly approaching the recent increases should slow or even reverse. It is still a very good time to buy a home....
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Here’s a Treat: Fed Cuts Rate for Third Time This Year
Posted on 10/31/2019
Here’s a Treat: Fed Cuts Rate for Third Time This Year
Image by Gerd Altmann from Pixabay Although a reduction in the Fed Funds Rate doesn't directly affect the home mortgage market it is a harbinger for continued low mortgage rates into 2020. Here are more details on today's action by the Federal Reserve Bank. For the third time this year, the Federal Reserve cut interest rates by a...
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Study: Down Payment Assistance Grows Homeownership
Posted on 10/30/2019
Study: Down Payment Assistance Grows Homeownership
Image by mohamed Hassan from Pixabay Here in Portland, OR there is a great resource for information on downpayment assistance programs (DPA) at HOWNW.com . The site has many resources and connections to over 20 programs in the area that provide DPA. In addition, Oregon has the Oregon Bond along with the Oregon First Time Buyers Home Savings...
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The Growth of the Backyard Bungalow
Posted on 10/30/2019
The Growth of the Backyard Bungalow
Image by photosforyou from Pixabay During the most recent Oregon Legislature HB 2001 was passed and signed in to law by Governor Brown. Which effectively gave the green light to higher density housing in most urban areas of the state. An ADU which is an accessory dwelling unit is one way to increase housing, add rental income for...
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